gtco-logo-new (2024)

Features and Benefits

  • 24-hour access to funds from about 2.1 million MasterCard ATMs worldwide.
  • GTBank MasterCard can be used to pay for goods and services at 34 million merchant locations worldwide (hotels, supermarkets, e.t.c.)
  • The GTBank Debit MasterCard can be issued with a minimum of N1,000.
  • The card employs the use of Chip and PIN technology to guard against unauthorized transactions.
  • Validity is for 3 years.

Online, via Internet Banking

Fill in our simple online application form. We will just need a few bits of information, and you’ll need to be aged 18 years or over

On Your Mobile (GTWorld)

Fill in our simple online application form. We’ll just need a few bits of information, and you’ll need to be aged 18 years or over.

See Also
GTInstant

In Branch

Pop into any GTBank branch and our staff will be happy to help. In busier periods when staff may not be immediately available, we’ll be happy to book an appointment for a later date.

What you need to apply

If you are a non-account holder, you will need to open a Domiciliary Account with the following documents

  • Completed (USD) Domiciliary account form
  • 2 (Two) Referees
  • 1 (one) recent passport photograph
  • A recent Utility Bill
  • A copy of your Driver's License or International Passport
  • An issuance fee of N1,000 (or it's equivalent in dollars).

If you already have a GTBank Domiciliary Account (USD), you only need the following

  • Completed (USD) Domiciliary account form
  • An issuance fee of N1,000 (or it's equivalent in dollars).
  • Annual Maintenance fee of $10 (or it's equivalent in dollars).

You will also need to read and accept our Terms & Conditions.

Transaction Limits

S/NLimit
ATM Withdrawal1,000 USD daily (or equivalent in the local currency of transaction)*
POS / OnlineNo limit
Annual Spend LimitNo limit

*A fee of $3.50 applies for every ATM withdrawal.

For further enquiries on any of our card products and services, please contact: cardsandproductdev@gtbank.com

gtco-logo-new (2024)

FAQs

Why did GTB change to Gtco? ›

While our bank is now Guaranty Trust Bank Ltd, the text on our logo has changed from GTBank to GTCO to reflect our new status as part of a financial services company. The future of financial services goes beyond banking and we're in the forefront of providing this new range of services to our customers.

What is the meaning of GTCO? ›

Guaranty Trust Holding Company PLC also known as GTCO PLC is a multinational financial services group, that offers retail and investment banking, pension management, asset management and payments services, headquartered in Victoria Island, Lagos, Nigeria.

How much is Gtco worth? ›

The current share price of Guaranty Trust Holding (GTCO) is NGN 36.00. GTCO closed its last trading day (Wednesday, April 24, 2024) at 36.00 NGN per share on the Nigerian Stock Exchange (NGX), recording a 0.7% gain over its previous closing price of 35.75 NGN.

Why is GTCO share price falling? ›

So why the fall? GTB has over the years led the banking sector in terms of profitability growth, cost-efficiency-driven margins, high return on average equity, and consistent dividend growth. However, since 2019, growth in profits has stagnated as the bank faced stiffer competition and interest income dips.

Who is the CEO of Gtco? ›

Mr Segun Agbaje is the Group Chief Executive Officer of Guaranty Trust Holding Company Plc (GTCO Plc), one of Africa's leading financial services groups with a banking franchise that serves over 37 million customers across ten (10) African Countries and the United Kingdom.

What is the motto of GTBank? ›

We are reliable, what we say is what we do; trust us to always do what is right.

Who is the CEO of Guaranty Trust Bank? ›

Segun Julius Agbaje (born Olusegun Agbaje; 1964) is the Group Chief Executive Officer of Guaranty Trust Holding Company Plc (also known as GTCO PLC) a multinational financial services group, that offers retail and investment banking, pension management, asset management and payments services, headquartered in Victoria ...

What is the real name of GTBank? ›

Guaranty Trust Bank plc was incorporated as a limited liability company licensed to provide commercial and other banking services to the Nigerian public in 1990. The Bank commenced operations in February 1991, and has since then grown to become one of the most respected and service focused banks in Nigeria.

What is the full name of Gtco? ›

GTCO Plc Goes Live

On July 1, Guaranty Trust Holding Company, also known as GTCO Plc, became the parent company of Guaranty Trust Bank Nigeria, all Guaranty Trust banking and non-banking businesses across Africa and the United Kingdom.

Who is the founder of Gtco? ›

The company was founded by Afolabi Aiyeola and Olutayo Aderinokun on July 20, 1990 and is headquartered in Lagos, Nigeria.

Has Polaris Bank changed its name? ›

The apex bank had, in October 2022, announced the sale of Polaris Bank to Strategic Capital Investment Limited (SCIL), four years after the government took over Skye Bank. The bank was later renamed and over N1 trillion was subsequently injected into the bank.

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