Protect your identity (2024)

Are you too quick to click?

If you get an email, text, social media post or see an advert that wants you to click on a link or download an attachment, make sure it’s genuine first.

Hover your mouse cursor over the link, or tap it on a mobile device to show the full address. If it doesn’t match the sender’s name, it’s a scam.

You can also call the sender on a phone number you trust to check. But never use a number from a message.

Fraudsters use fake links or attachments to try to steal your details or to put a virus on your device.

Instead of clicking, it’s safer to type a link into your browser bar at the top of your screen.

Secure websites start with https:// with a closed padlock image next to it. But these do not mean a site is genuine, so do your own checks first. Try a free email, link or website checker online.

Protect your identity (2024)

FAQs

Protect your identity? ›

Store documents that have your personal information, including financial documents, Social Security, Medicare and credit cards in a safe place at home and at work. Limit what you carry. Leave your social security card and Medicare card at home – unless you are going to need them for a specific reason.

How can a person protect their identity? ›

Store documents that have your personal information, including financial documents, Social Security, Medicare and credit cards in a safe place at home and at work. Limit what you carry. Leave your social security card and Medicare card at home – unless you are going to need them for a specific reason.

How can I protect my identity for free? ›

The following tips can help you lower your risk of becoming a victim.
  1. Protect your Social Security number. ...
  2. Fight "phishing" - don't take the bait. ...
  3. Polish your password practices. ...
  4. Be mysterious on social networks. ...
  5. Shield your computer and smartphone. ...
  6. Click with caution. ...
  7. Check your statements.

How do I lock my identity? ›

11 ways to prevent identity theft
  1. Freeze your credit. ...
  2. Safeguard your Social Security number. ...
  3. Be alert to phishing and spoofing. ...
  4. Use strong passwords and add an authentication step. ...
  5. Use alerts. ...
  6. Watch your mailbox. ...
  7. Shred, shred, shred. ...
  8. Use a digital wallet.
Feb 28, 2024

How do I check if someone is using my identity? ›

Beware of these warning signs:
  1. Bills for items you did not buy.
  2. Debt collection calls for accounts you did not open.
  3. Information on your credit report for accounts you did not open.
  4. Denials of loan applications.
  5. Mail stops coming to or is missing from your mailbox.
May 3, 2024

What controls your identity? ›

Identity is the concept of one's role in the world and the core of who a person is. It incorporates what experiences they have had, relationships they have had, lessons they have learned, values that have been created, and memories. Identity is influenced by core, chosen, and given elements.

What are 3 ways someone can steal your identity? ›

steal your mail or garbage to get your account numbers or your Social Security number. trick you into sending personal information in an email. steal your account numbers from a business or medical office. steal your wallet or purse to get your personal information.

Can you lock your SSN for free? ›

The Social Security Administration has a free, online tool called Self Lock that lets you immediately stop someone else from using your Social Security number when applying for a job or a new credit account. You can access this feature after setting up an account at Social Security's E-Verity website.

Who is most at risk for identity theft? ›

Who are the most common victims of identity theft?
  • Children. Children can be enticing targets for identity theft because they have Social Security numbers and no credit history. ...
  • Millennials. ...
  • Seniors. ...
  • Social media users. ...
  • Higher earners.
May 17, 2024

What is the most common type of identity theft? ›

Financial identity theft.

This is the most common form of identity theft — when someone uses another person's information for financial gain.

How do I block someone from using my identity? ›

Implement a credit freeze

You can freeze and unfreeze your credit at any time, so consider keeping your credit frozen until you're ready to open a new account or apply for a loan. If somebody steals your identity, freezing your credit and adding a fraud alert to your report offers even more protection.

How do I check if my Social Security number is being used? ›

Contact the Internal Revenue Service (IRS) at 1-800-908-4490 or visit them online, if you believe someone is using your SSN to work, get your tax refund, or other abuses involving taxes. Order free credit reports annually from the three major credit bureaus (Equifax, Experian, and TransUnion).

Can you put a freeze on your Social Security number? ›

If you know your Social Security information has been compromised, you can request to Block Electronic Access. This is done by calling our National 800 number (Toll Free 1-800-772-1213 or at our TTY number at 1-800-325-0778).

Can someone open a bank account in your name without you knowing? ›

The earliest signs of new account fraud are much more subtle, including: Mail or calls from unfamiliar banks. If you're contacted by a bank or financial institution that you don't recognize, it's either a phishing scam or your identity has been stolen and used to open an account in your name.

Can you put an alert on your Social Security number? ›

Social Security card loss or theft.

The three nationwide consumer reporting agencies - Equifax®, TransUnion® and Experian® - offer fraud alerts and security freezes, which can all be activated to help better protect against fraudulent credit or loan applications.

How to find out if your ID is being used? ›

So, here's a list of the most common ways to determine if someone is using your identity without your knowledge.
  1. Credit report. ...
  2. Fishy transactions and bank statements. ...
  3. Unknown or missed bills. ...
  4. Tax refund issues. ...
  5. Unauthorized changes in online accounts. ...
  6. Missing physical mail. ...
  7. Identity theft protection service alerts.
Oct 27, 2023

How do you defend your identity? ›

The Top 10 Ways to Protect Your Identity
  1. Keep your mail safe. ...
  2. Read your account statements. ...
  3. Check your credit reports. ...
  4. Shred! ...
  5. Store personal documents at home. ...
  6. Be wary of unknown phone calls and emails. ...
  7. Create difficult logins and passwords. ...
  8. Use one credit card for online shopping.

Which option is a good way to protect your identity? ›

Another idea is to use one credit card for just online purchases and another for in-person purchases. Some services provide virtual or one-time use credit cards for every online purchase. Credit Freeze: A credit freeze locks your credit report, preventing fraudsters from opening new accounts in your name.

What is personal identity protection? ›

Identity protection refers to safeguarding one's personal information and identity from theft or fraud. It involves proactively monitoring for signs of identity theft as well as taking measures to minimize risks.

How can you keep your identity private? ›

Safeguard your passwords and change them often.

If someone logs on to a site and pretends to be you, they can trash your identity. Pick passwords that no one will guess and change them often. Never share them with anyone other than your parents or a trusted adult.

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