Locate Routing and Account Numbers on a Check – Nationwide (2024)

What are the numbers on a check? At the bottom of a check, you will see three groups of numbers. The first group is your routing number, the second is your account number and the third is your check number.

Knowing how to locate these important numbers is useful for setting up automatic payments for monthly bills and filing forms for actions such as direct deposit. Learn more about routing numbers, account numbers and check numbers below.

Locate Routing and Account Numbers on a Check – Nationwide (1)

What is a routing number?

When you send or receive money directly from your bank account in transactions like electronic payments, banks need to know where that money is supposed to go. The routing number identifies the financial institution where your money is held and serves as a designation for where to send funds being paid to you. Employers require your routing number in order to set up payment systems like direct deposit.1

Where is the routing number located on a check?

The first set of numbers on the lower left corner of a check is the routing number. Keep in mind the routing numbers are 9-digit codes and the character symbol surrounding the numbers is not part of the routing number on a check. Routing numbers, sometimes called transit numbers, are public and may vary based on the region where you opened your account.

Which number is the account number on a check?

The second set of numbers following the character symbol immediately after your routing number is your account number. Sometimes the placement can be switched with the check number. To determine your account number, simply choose the longer number. This number is private and unique to your bank account – you’ll find it only on your personal checks or by signing into your online account.

What is a checking account number?

Your checking account number designates and identifies your unique account at the bank you use. Your bank uses this number to indicate where funds intended for you should be deposited or withdrawn from. Any time you set up payment systems such as direct deposit or an electronic payment app, you’ll need to provide this number.2

What is a check number and where is it located?

The check number is usually the last set of numbers on your personal check, but it could be switched in placement with the account number. They’re the shortest set of numbers on the check and hold no significance besides helping you keep track of which check you’re writing.

Where to find routing and account numbers without a check

Checks aren’t the only place to find your routing and account numbers. Every major bank has a mobile banking app and website through which customers can access their unique bank accounts and the numbers associated with those accounts. You’ll also find these numbers on your bank statements. If you’re not signed up for paperless banking, then these statements will regularly come in the mail every month. If you are, you can also access your statements through your bank’s website or mobile app. If digital means are inaccessible to you for whatever reason, you can obtain your routing and account numbers by calling or visiting your bank in person.

1https://www.us.hsbc.com/faqs/routing-number/, Accessed September 2021.
2https://www.valuepenguin.com/banking/checking-account-number, Accessed September 2021.

Locate Routing and Account Numbers on a Check – Nationwide (2024)

FAQs

Locate Routing and Account Numbers on a Check – Nationwide? ›

At the bottom of a check, you will see three groups of numbers. The first group is your routing number, the second is your account number and the third is your check number.

Where can I find the account and routing number on a check? ›

If you look along the bottom of your checks, you'll usually see three different numbers aligned in a row. From left to right, the first is the routing number for your bank. The second is your unique checking account number. The last is the number for the specific check you're holding.

Where is the account number on a Bank of America check? ›

Your account number is found at the bottom of a check. It's the second set of numbers, between the nine-digit routing number and the check number.

Is the routing number 8 or 9 digits? ›

Routing numbers are always 9 digits long. Account numbers may be up to 17 digits long. Some banks list the routing number first on the check, while other banks list the account number first, and still more list the routing number, check number, then account number.

Is my MICR my account number? ›

Your MICR number is the long number located at the bottom of your checks and is used for setting up direct deposits and automatic withdrawals from your accounts. This is not the same as your account number.

Where is the routing number on a check at bank of America? ›

Routing Number is a 9-digit identification number commonly found at the bottom of a check, used by financial institutions to identify where a bank account is located.

What is the routing number 256074974? ›

Navy Federal's Routing/ABA Number (256074974) Navy Federal's address: 820 Follin Lane SE, Vienna, VA 22180.

How to find account number? ›

How Do You Find Out Your Account Number? You can find your bank account number on your bank statements, printed at the bottom of a paper check, or by logging on to the bank's website. If you can't find it in these ways, try visiting a bank branch in person.

Where is the account number not on a check? ›

Find Your Account Number on a Bank Statement

Typically, account numbers are provided in paper bank statements and electronic statements. If you have elected to receive electronic bank statements, you may have access to them online under Statements and Notices.

How do I check my account number on my phone? ›

Here are some common ways to check your account number using your phone:
  1. Mobile Banking App. Many banks provide mobile banking apps that allow you to access various services, including checking your account number. ...
  2. USSD Code. ...
  3. SMS Banking. ...
  4. Call Customer Service. ...
  5. Online Banking Website.
Nov 16, 2023

Where is the 9 digit routing number on a check? ›

Your routing number is the first set of nine-digit bank numbers on a check located in the bottom left corner.

What is the 9th digit of the routing number? ›

An ABA routing number has nine digits. This nine-digit number has three components. The first four digits are the Federal Reserve Routing Symbol, the second four digits are the ABA institution identifier and the final digit is what's called a check digit that is used to prevent transaction errors.

How do I find my 9 digit routing number without a check? ›

How to find a routing number without a check
  1. Go online: Your bank may post its routing number online via its website or mobile banking app. ...
  2. Bank statement: You might find the routing number on your monthly paper or electronic bank statement, although not all banks include it.
Apr 29, 2024

What is the 13 digit MICR account number? ›

Your MICR Number is a 13-digit number that includes the share ID and your account number. It is unique to each member, share, and loan. You should provide the full MICR number when transferring money electronically.

What's the difference between account number and MICR account number? ›

Is the MICR code the same as the bank account number? No, the MICR code is typically different from the bank account number. The MICR code includes the bank account number, cheque number, and bank code, while the bank account number is a unique identification number assigned to a specific bank account.

How to know bank account number online? ›

The number is found most of the times at the top of the statement. Each bank has its format for the statements. NetBanking: another simple method is to utilise the NetBanking platform to view the account summary or account details. This is a particularly convenient method if one is overseas.

How many digits is an account number? ›

How many digits is a bank account number? Bank account numbers typically consist of eight to 12 digits, but some account numbers could even contain up to 17 digits.

What bank routing number is 322271627? ›

The routing number for Chase in California is 322271627 for checking and savings account.

How to find account number without check? ›

Acquire the bank statement (electronic or paper) Identify the first page of the bank statement. Look at the top of the right column. The number beside “Account:” is your account number.

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